For Future Homeowners
Think You Need a Big Down Payment to Buy a Home?
Mortgage eligibility depends on income, debts, credit history, occupancy, property eligibility, available program funds, underwriting requirements, and other factors. PRMI makes all lending and qualification decisions.
If you've been renting because you thought buying a home required perfect credit or thousands of dollars for a down payment, it's time to discover another path to homeownership.
Additional borrower, property, affordability, loan, and program requirements apply. PRMI determines final qualification.
Don't Count Yourself Out.
You may be closer to homeownership than you think.
If a down payment or less-than-perfect credit has kept you renting, don't assume buying isn't an option. Find out what the numbers say.
A Different Path to Homeownership
Accessible Qualifications
You Don't Need Perfect Credit
You don't need perfect credit to explore homeownership. Mortgage eligibility depends on your overall financial picture, including income, debts, credit history, and property eligibility. Your PRMI consultation will evaluate your specific situation to determine what options are available to you, as PRMI makes all lending and qualification decisions.
Minimize Upfront Costs
Keep Your Down Payment in Your Pocket
We can connect qualified borrowers with home financing options designed to lower the barrier to entry. While transaction costs like earnest money, appraisals, or closing fees may still apply, certain programs can significantly reduce the required upfront down payment, helping you keep more of your savings in your pocket.
Know Your Numbers
Find Out What You Can Afford
You don't have to guess whether you're ready to buy. PRMI will review your financial information, determine what you can afford, and explain the financing options available to you.
"No money down” refers only to the required down payment under the applicable program. Borrowers may still incur earnest money, inspection, appraisal, prepaid expenses, reserves, or other transaction costs. Down-payment assistance and seller or third-party contributions are subject to separate requirements and may not cover every expense.
Evergreen Global Wealth Initiative
100 Homes in 90 Days
Could You Be One of the 100?
Evergreen Global Wealth is on a mission to help 100 homebuyers and homeowners explore new possibilities for homeownership and cashflow.
If becoming a homeowner is one of your goals, don't let assumptions about your credit or down payment keep you from finding out what's possible.
Take the first step and find out what the numbers say.
What Happens Next?
Tell Us You're Interested
Share your contact information so Evergreen Global Wealth can stay connected with you and help you take the next step.
Learn How the Program Works
We'll connect you with the Homebuyer program information so you can understand the opportunity and decide whether you want to move forward.
Find Out If You Qualify
When you're ready, you'll be connected to PRMI for the mortgage qualification process. PRMI will review your financial information and determine what you can afford and whether you meet the loan requirements.
We're Still Here
Evergreen Global Wealth stays connected with you as you move through the process so you're not simply handed off and forgotten.
Don't Assume Homeownership Is Out of Reach.
The first step isn't deciding what house to buy. It's discovering what you can afford and whether this homeownership opportunity works for you.
You don't need perfect credit.
You don't need a traditional down payment.
You do need to find out what the numbers say.
Start by telling us where to send the information.
"No money down” refers only to the required down payment under the applicable program. Borrowers may still incur earnest money, inspection, appraisal, prepaid expenses, reserves, or other transaction costs. Down-payment assistance and seller or third-party contributions are subject to separate requirements and may not cover every expense.